Specialist Underwriting Services
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Minimum Security Requirements

Minimum Security Requirement

 

THE MINIMUM STANDARD OF SECURITY

(Applicable to any cover granted in respect of Damage by Theft)

It is a condition precedent to the Company’s liability for Damage that the Insured shall have implemented the following security measures within 8 weeks of commencement of theft cover

A.      The Final Exit Door of the Premises be fitted with a mortice deadlock which has 5 or more levers and/ or conforms to BS3621: 1980 specification for thief resistant locks and matching boxed striking plate

B.      All other external doors and all internal doors giving access to any part of the buildings not occupied by the Insured for the purpose of the Business be fitted with either

1.      a mortice deadlock with matching boxed striking plate as specified in (A) above or

2.      two key-operated security bolts for doors one fitted approximately 30cm from the top of the door and the other 30cm from the bottom

C.      All ground floor and basement opening windows/skylights and other opening windows/skylights accessible from roofs decks balconies fire escapes canopies or down pipes are to be fitted with key- operated window locks. This requirement does not apply to windows/skylights which are protected by solid steel bars grilles lockable gates expanded metal or weld-mesh provided agreement shall have been obtained from the Company and is stated on the Schedule

Any door or window officially designated a fire exit by the fire authority is excluded from these requirements